No contract credit card processing

Merchant contracts

Merchant contract lengths vary from provider to provider (both acquirers and banks.) Some business owners require a little more flexibility when it comes to signing merchant acquirer contracts. There are often similar reasons for this, either the company is a start-up firm who worry about how to get out of merchant services contract if the worst were to happen and they close. Alternatively, the business may only require a merchant account for a short period of time e.g. events companies or seasonal businesses.

No contract credit card merchant services

Some banks and acquirers specialise in credit card processing with no fixed contract length. The benefits of this flexibility can be invaluable to businesses. However merchants need to be aware of  payment gateway contract lengths and also rental contracts of card terminals. Although the merchant account may have no fixed period, often card terminals are hired for two to four years.


No contract credit card machines for events

Events and tradeshow merchants often search for card machines withno contracts, not knowing that some providers and banks offer card machine hire for a little as one to two days in length. These credit card processing contracts work with portable PDQ machines, enabling payments to be accepted almost anywhere! Transactions are authorised using GPRS (radio signals) rather than Wi-Fi. Companies will pay a deposit for the machine itself and then return it to the provider after use.


Finding the best no contract merchant services and payment gateways

As a rule of thumb the longer the contract length the cheaper the rates, however when it comes to sourcing a no contract merchant account how do you ensure you are not paying over the odds? If you are looking for a short term merchant account, then ensure that you compare providers like-for-like. Do not compare on rates or terminal costs alone. We’ve put together a guide to help you choose the best merchant account available over a short period of time.

IMPORTANT – some providers with no contract periods charge higher rates, it’s therefore very important you look at all options available to you. To understand the fees associated with merchants accounts click here.


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