High volume merchant processing

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Libby James
Merchant Services Expert

Libby James is co-founder, director and an expert in all things merchant services. Libby is the go-to specialist for business with more complex requirements or businesses that are struggling to find a provider that will accept them. Libby is regularly cited in trade, national and international media.

High volume merchant accounts  

High volume merchants are businesses who accept high levels of card transactions. These payments can be of low or high value. As a result merchants often choose to have more than one high volume merchant account, ensuring that if anything were to happen to one account they could still process sales through the back up account.

Merchant accounts and payment gateways for high volume businesses

Ecommerce merchants can run more than one merchant account on the back of an existing payment gateway. This enables processing to run as normal if you were to be served notice on one of the merchant accounts. The majority of transactions can go through one provider with a small percentage using the alternative one, this can be arranged to be as cost effective as possible for the merchant, while still maintaining a level of transactions through the back up account meaning it isn’t shut down.

Merchant accounts for high volume industries

For high volume companies, using a merchant account rather than an out of the box solution can have a direct effect on profits. Most will save when moving from the likes of PayPal, Stripe and Shopify.

At Merchant Advice Service we work with industry experts to provide advice for high volume merchants. We help both high risk and low risk merchants secure credit card processing. Our team of UK based experts are happy to help with your enquiry. We pride ourselves on our ‘plain English’ advice.

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Libby James

Libby James Co-founded Merchant Advice Service alongside David Bird in 2016. Her finance background, coupled with retail and customer service experience, gave Libby the drive to bring transparency and non-biased advice to the world of merchant services. Having come from the heavily regulated mortgage and insurance industry, Libby found it puzzling that other financial sectors lacked regulation and transparency leaving customers confused and unable to make informed decisions when it came to accepting card payments. This was soon to become Libby’s obsession!

With the help of some of the industry’s best, Libby began to research acquiring banks, complex terminology/regulation, and the problems customers experience within merchant services and payment gateway markets. She spent years on sourcing solutions for complex clients, which previously others were unable to assist with. Libby established relationships with brokers and banks which would soon form the cornerstone of Merchant Advice Service. As a result Libby has been featured in high-profile publications across the web.

Libby is proud to be the entrepreneur’s champion, supporting start-up businesses regularly. Her industry insights can often be found on LinkedIn where she provides free of charge advice and money saving pointers. It’s safe to say she has her finger on the pulse of everything card payments related.

Libby speaks of her experience in founding and running Merchant Advice Service…

‘Merchant Advice Service is one of my greatest achievements to date. We help business owners to overcome card processing issues which can become detrimental to their business. We assist SME’s in finding suitable card payments solutions, helping them create their vision. Each and every day is different, exciting and fore filling. As technology advances I can’t wait to see the way in which the merchant services market advances, and I’m pleased that our business will play a part in educating company owners along the way.’

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