High Ticket Merchant Services

What is a high ticket item?

High ticket items are retail goods of large value or cost. Some examples of these include; cars, jewellery or high end electronics. When it comes to merchant services high ticket retailers tend to have fewer transactions but at larger amounts. Although business owners view the higher valued transactions as profit, payment processors see it as potential risk.

Why are high ticket items high risk?


If customers are paying a premium for goods or services the expectations are high. If they receive or experience anything less than expected after purchase they are likely to return items or raise complaints. For less valuable or expensive items customers won’t generally go through the effort of a returns process or complains procedure.


Both imitation brands and identification fraud can occur within high-ticket industries. If someone stole your credit card details they are much more likely to purchase an expensive watch over a sandwich.

Ultimately this means securing a high ticket merchant account is more difficult than a standard account, but due to lack of information available about this industry, business owners rarely know, or take this into consideration when starting out.


High ticket item account providers

It’s important for merchants to find a provider that specialises in the high-risk industry and have experience of high ticket merchant accounts or high ticket merchant accounts more generally. Some merchant providers charge higher percentages for smaller transactions, others more for larger ones.

At Merchant Advice Service, we deal with high ticket merchant account applications on a daily basis. We understand the criteria for each merchant provider and understand the ins and outs of high ticket merchant services. This enables us provide you with expert advice and guidance, saving you both time and money.

Get in touch with one of our expert advisors today to find out more.


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