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Business Banking

Unbiased, Free Advice to Help High-Risk Merchants Secure the Right Banking Solution
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Don’t Let Banking Derail Your Business

The wrong bank account can lead to financial instability, lost sales, and a damaged reputation. Constant rejections add stress and uncertainty, making it harder to manage your cash flow and maintain trust with customers. Finding the right banking partner is essential to keep your business on track.

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Financial Instability

Without a suitable business bank account, your cash flow becomes unpredictable, making it harder to manage day-to-day operations and plan for growth.

Lost Sales Opportunities

If you’re unable to accept payments due to banking issues, you risk losing customers and missing out on potential revenue that could drive your business forward.

Increased Stress and Uncertainty

Constant rejections from banks can create unnecessary stress, leaving you uncertain about your business’s future and how to secure the financial services you need.

Damaged Business Reputation

Frequent banking issues can lead to delays and disruptions that harm your reputation with suppliers and customers, making it harder to build trust and credibility in your industry.

Things to Consider...

When running a business, one of the most important tasks is managing finances. This involves not only keeping track of expenses and income but also selecting the right bank account tomanage your funds. Choosing the right business bank account can help you save money, streamline financial operations, and ensure that your business is operating efficiently.

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Unlock Financial Stability with the Right Banking Partner

With Merchant Advice Service, you gain access to expert guidance tailored specifically for high-risk merchants. Our unbiased advice helps you secure a bank account that meets your unique needs, ensuring quick approvals and reliable support. Enjoy the peace of mind that comes from knowing your business finances are in capable hands, allowing you to focus on growth and success.

Expert Guidance for High-Risk Merchants

Unbiased and Free Advice

Quick Approvals

Peace of Mind

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    What Our Customers Say...

    Libby was fantastic in coming to the rescue to help me sort card machine for my business without any charge, would highly recommend.
    I had a brief phone call with Libby to outline our needs and within an hour I was being called by a processing bank to get things moving. Our new provider has been set up within 48 hours and we are overjoyed and stress free. Thank you Libby, what a…
    Great service 👍🏻
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    1st class service, nothing but good things to say about this business. From first contact nothing has been to much trouble.
    Using merchant services has helped my business no end. Great service, really professional and nothing was ever too much trouble when asking questions. Thank you!
    Great service from the team. Would highly recommend using them!
    Great thanks to Merchant Advise Service and Libby James. We encountered a problem with our existing merchant that led us unable to process customer payments which as a small business was a disaster. Libby quickly matched us with a new merchant and…
    I contacted Merchant Advice Service when our company received notice from a previous provider. We’re classed as “travel” due to the nature of our UK holiday business. At the time we reached out to a few providers - however the advice we received fr…

      Here's The Plan

      Reach Out for a Free Consultation

      Let’s talk about your business needs and challenges. We’ll guide you through your options.

      Receive Tailored Banking Options

      We’ll connect you with banks that are ready to support your business, even if you’ve been declined before.

      Open Your Account and Get Back to Business

      With the right bank account in place, you can focus on growing your business, confident that your finances are in good hands.

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      Frequently Asked Questions

      What are the key factors to consider when choosing a business bank account?

      When choosing a business bank account, it’s important to consider factors such as fees and charges, interest rates, lending options, online banking functionality, customer service and regulatory compliance.

      Do I need to provide any documentation to open a business bank account?

      Yes, most banks will require you to provide documentation such as proof of identity, proof of address and proof of business registration. Additional documentation may be required depending on the type of business and industry.

      Can I switch business bank accounts?

      Yes, you can switch business bank accounts. However, it’s important to carefully review the terms and conditions of your current account and compare them with those of the new account to ensure that the switch is beneficial for your business.

      Can high risk businesses open business bank accounts?

      Yes, some banks offer specialised high risk business bank accounts that cater to the unique needs of these businesses. However, these accounts may come with higher fees and stricter regulations.

      Can I open a business bank account with my personal bank?

      Yes, many personal banks offer business banking services. However, it’s important to compare the terms and conditions of business accounts with those of personal accounts to ensure that they are suitable for your business needs.

      How long does it take to open a business bank account?

      The time it takes to open a business bank account can vary depending on the bank and the complexity of your application. It can take anywhere from a few days to a few weeks to complete the process.

      What are the fees and charges associated with business bank accounts?

      Fees and charges associated with business bank accounts can vary depending on the bank and the type of account. Common fees may include monthly account fees, transaction fees, ATM fees, overdraft fees and international transaction fees.

      What should I do if my business bank account is declined or terminated?

      If your business bank account is declined or terminated, it’s important to explore alternative providers and financial products that may be better suited to your business needs. Working with a specialised financial institution may be a good option in these cases.

      Let’s Secure Your Business’s Financial Future

      Don’t let another bank decline hold you back. Merchant Advice Service is here to guide you through the process, helping you secure a business bank account that’s right for you—no matter how challenging your situation might seem. Reach out today for your free consultation and take the first step towards a stronger financial foundation.

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