Business bank accounts for adult entertainment companies

Finding business bank account for an adult company

When it comes to finding business bank accounts and card processing for adult businesses things can become a little tricky, the reason for this is adult entertainment is deemed high risk by the majority of banks and providers. Adult industries include;


  • Escorts
  • Strip clubs
  • Chatline companies
  • Websites selling adult toys
  • Video streaming sites


Although most high street providers will not supply banking services to adult entertainment businesses, others will accept applications providing all sales are legal, after all it’s a multibillion-pound industry.

Opening a business bank account for adult company

High risk applications can take a little longer than others, so it’s important to be prepared and provide as much information as possible when applying for business banking. As well as the normal requirements when opening an account (ID, proof of address, company registration) expect to be asked to provide; details of products, terms and conditions and where applicable proof of age clarification for customers.


Prior to applying for an adult business bank account, it’s worthwhile speaking to banks and assessing if they are onboarding accounts from the industry. Smaller banks and providers often have the ability to pre-approve applications, by talking through your application with underwriters before the forms have been completed.


Declined for business banking elsewhere

If you’ve had your application rejected by a high street bank you may wish to look for alternatives with smaller providers, some of which you may never have heard of before. Smaller banks often operate a manual underwriting process, meaning they can accept adult business banking applications declined elsewhere.

How Merchant Advice Service can help

Merchant Advice Service has partnered with banks who accept applications from adult entertainment businesses and sole traders. Speak to our experts today to start your application.


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