No credit check credit card processing

Here we look at merchant accounts with no credit checks for both online and face to face payments

No credit check merchant services

We often get asked about instant merchant accounts no credit check, due to the fact that not everyone has a credit history or some have experienced adverse credit in the past. Although there are some accounts available, with no credit checks, the account provider or acquiring bank will decide whether to credit check or not at application stage. Here we look at the reasons companies require credit card processing with no credit check and they options available.

High risk no credit check merchant account services

Companies who deal in high risk sectors often feel that they require an account with no credit checks or an instant approval. Often businesses will apply to companies such as PayPal or Stripe in the hope that they can trade unnoticed, unfortunately more often than not high risk businesses will have their accounts terminated. Using high risk specific acquirer’s from the outset will illuminate the risk of having to seize trading unexpectedly.



Start-up company merchant services with no credit check

Start-up businesses often have no trading or credit history therefore believe they require a merchant account with no credit check. Cheaper ‘pay as you go’ options are available to newer businesses however longer term this can be costly. We work with start-up specialist who can provide long term solutions. TIP – once you have six months’ worth of transaction statements, we can then look for a new account for you, often negotiating on fees.



Online merchant account no credit check

Ecommerce and companies wishing to use virtual terminal credit card processing with no credit check believe they need to do so often as a quick fix. Instant approval accounts offer a speedy set up, however may not be the correct solution long term. For example, if you operate in a high risk industry and set up an instant account when you start to trade, the likelihood is that once you start processing payments notice will be served by the account provider. Ensuring businesses have the most suited merchant account from the begin is vital and minimizes risk of any ‘down time’ while searching for a new provider.




Make a quick enquiry

Speak to us directly and get any questions you have answered. Submit your details and we’ll be in touch shortly.


    Tick this box to allow Merchant Advice Service and partnering firms to contact you in relation to your enquiry and associated services. Note we do not use pre-ticked boxes or any other type of default consent. We may use the data on this form to to pass you onto an advisor who suits your specific needs. You may withdraw your consent at any given time.

    We will keep record of your data and consent granted to us. Your consent will be reviewed on a five yearly basis to ensure that our relationship and the purpose of the data have not changed.

    We act on requests to withdraw the information we hold on you as soon as we can.

    For further information please refer to our full terms and conditions HERE.

    Scroll to Top

    By continuing to use the site, you agree to our use of cookies. more information

    The cookie settings on this website are set to "allow cookies" to give you the best browsing experience possible. If you continue to use this website without changing your cookie settings or you click "Accept" below then you are consenting to this.