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Declined Merchant Account? Find the Right Provider

We match you with merchant account providers who work with your business type - even if you’ve been declined before.
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Tailored Advice for Your Industry

Fast Access to High-Risk Providers

Proven Success in Re-Approvals

100% Free & Unbiased Support

We understand how stressful this feels

A declined merchant account application can stop your plans before they start. Here’s what’s at risk if you don’t take action quickly.

Lost Revenue Opportunities

Every day without a merchant account means missed sales and unhappy customers.

Damaged Business Credibility

Being declined can affect trust with suppliers, partners, and investors.

Limited Payment Options

Without processing capability, your ability to take payments is severely limited.

Higher Future Costs

Delays can push you toward costlier emergency solutions.

Get matched with the right provider

Being declined doesn’t have to be the end of the road. We connect you with merchant account providers who understand your sector and risk profile.

Expert Matching

We connect you with providers who understand your industry.

Application Support

We help you strengthen your case and documentation.

High-Risk Specialists

We work with acquirers who welcome challenging applications.

Ongoing Guidance

We provide long-term advice to keep you approved.

What Our Customers Say...

Libby was fantastic in coming to the rescue to help me sort card machine for my business without any charge, would highly recommend.
I had a brief phone call with Libby to outline our needs and within an hour I was being called by a processing bank to get things moving. Our new provider has been set up within 48 hours and we are overjoyed and stress free. Thank you Libby, what a…
Great service 👍🏻
Great service, thank you
1st class service, nothing but good things to say about this business. From first contact nothing has been to much trouble.
Using merchant services has helped my business no end. Great service, really professional and nothing was ever too much trouble when asking questions. Thank you!
Great service from the team. Would highly recommend using them!
Great thanks to Merchant Advise Service and Libby James. We encountered a problem with our existing merchant that led us unable to process customer payments which as a small business was a disaster. Libby quickly matched us with a new merchant and…
I contacted Merchant Advice Service when our company received notice from a previous provider. We’re classed as “travel” due to the nature of our UK holiday business. At the time we reached out to a few providers - however the advice we received fr…

    Here's The Plan

    Reach Out for a Free Consultation

    Let’s talk about your business needs and challenges. We’ll guide you through your options.

    Receive Tailored Options

    We’ll connect you with payment gateway and merchant accounts that are ready to support your business, even if you’ve been declined before.

    Open Your Account and Get Back to Business

    With the right bank account in place, you can focus on growing your business, confident that your finances are in good hands.

    Frequently Asked Questions

    Why was my merchant account application declined?

    Common reasons include high-risk industry status, poor credit, incomplete applications, or mismatched business details.

    Can you help if I’ve been declined multiple times?

    Yes. We work with providers experienced in complex and high-risk cases.

    Will reapplying with the same provider work?

    Often no - unless the issue is resolved first. We guide you to suitable alternatives.

    Do you charge for your help?

    No. Our service is free, transparent, and independent.

    How fast can I get approved?

    It varies - typically a few days to two weeks, depending on complexity.

    Do you help all industries?

    Yes, including sectors like CBD, travel, gaming, and adult content.

    Find your merchant account provider today

    Get free expert help to connect with the right provider and start taking payments quickly.