Multi-gateway payment processing

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Libby James
Merchant Services Expert

Libby James is co-founder, director and an expert in all things merchant services. Libby is the go-to specialist for business with more complex requirements or businesses that are struggling to find a provider that will accept them. Libby is regularly cited in trade, national and international media.

Using two payment gateways

For most merchants having one safe and secure payment gateway seems to be enough. However, under some circumstances businesses choose to use more than one, why is this?? As with merchant accounts each provider is slightly different, offering unique selling points, considering multiple payment gateway integration on your website will allow your ecommerce store to benefit from the best of both.


Multiple payment gateway benefits

Using more than one payment gateway allows merchants to accept transactions from customers in different scenarios, below are some examples;

Accept payments worldwide

Having more than one payment gateway allows flexibility with international payments, the transactions will use the relevant gateway depending on customer location.

Service levels

Using multiple payment gateway providers means that if service is lost from one you have a backup, brilliant for larger firms as a security blanket.

High-risk implications

Some high-risk merchant may only be partly so, meaning that some products sold are high-risk and other aren’t. Therefore, having two different payment gateways, one for high-risk products and one for standard, will reduce the cost – rather than having one high risk payment gateway to cover all sales.

Multi payment gateway integration in PHP

If you are considering multi payment gateway and need advice on integration in PHP, speak to your advisor before applying, guides can also be found online.

At Merchant Advice Service, we work with industry experts to aid you in finding the best providers for multi gateway payment processing for your business now and in the future.

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Libby James

Libby James Co-founded Merchant Advice Service alongside David Bird in 2016. Her finance background, coupled with retail and customer service experience, gave Libby the drive to bring transparency and non-biased advice to the world of merchant services. Having come from the heavily regulated mortgage and insurance industry, Libby found it puzzling that other financial sectors lacked regulation and transparency leaving customers confused and unable to make informed decisions when it came to accepting card payments. This was soon to become Libby’s obsession!

With the help of some of the industry’s best, Libby began to research acquiring banks, complex terminology/regulation, and the problems customers experience within merchant services and payment gateway markets. She spent years on sourcing solutions for complex clients, which previously others were unable to assist with. Libby established relationships with brokers and banks which would soon form the cornerstone of Merchant Advice Service. As a result Libby has been featured in high-profile publications across the web.

Libby is proud to be the entrepreneur’s champion, supporting start-up businesses regularly. Her industry insights can often be found on LinkedIn where she provides free of charge advice and money saving pointers. It’s safe to say she has her finger on the pulse of everything card payments related.

Libby speaks of her experience in founding and running Merchant Advice Service…

‘Merchant Advice Service is one of my greatest achievements to date. We help business owners to overcome card processing issues which can become detrimental to their business. We assist SME’s in finding suitable card payments solutions, helping them create their vision. Each and every day is different, exciting and fore filling. As technology advances I can’t wait to see the way in which the merchant services market advances, and I’m pleased that our business will play a part in educating company owners along the way.’

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